Happy New Year everyone! The time when many people set up unrealistic goals of course.
Now I won’t try to put you off goals but how about small challenges instead? Things that you can achieve?
Some of the things I do:
A full budget (I do it again when the bills come in for April) but guesstimate meanwhile on anything likely to go up. ME has a good one.
A checkup of when tax MOT etc, is due on my car
Check the tyres, washers, etc etc
A bit of cupboard stock rotation
A no spend January except of course necessities. Things that are non negotiable.
If you have a new diary for Christmas, note down all of your spending every time to shop online or at the shops.
Have one new non flexible rule-just one.
Plan trips so you don’t waste time and fuel. Fit one thing in with another. I find that people are now used to people doing that, even when buying things second-hand.
Withdraw some cash and use that for your shop. Leave your cards at home.
Do a meal plan. It doesn’t need to be for a month. 3 days is good enough. Just add on another day each time a day goes past.
Plan around what you have in. Just buy the extras. Never run out of your herbs and spices. They turn something plain into something really tasty.
I hope that starts you off.
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